Unlock Homeownership While Keeping Investments Intact with a Pledged Asset Loan

Unlock Homeownership While Keeping Investments Intact with a Pledged Asset Loan

At Joe & Marni Costa and The Park Place Collective Group, we’re excited to offer a strategic financing solution designed for clients who want to maintain their investment portfolios while purchasing a home. Our Pledged Asset Loan Program allows your clients to leverage their investments without triggering unnecessary tax events, ensuring financial stability.

How Does a Pledged Asset Loan Work?

A Pledged Asset Loan enables your clients to use eligible investments—such as stocks, bonds, or mutual funds—as collateral instead of making a traditional cash down payment. Rather than selling assets and potentially facing capital gains taxes, clients can pledge their assets to secure the loan. This strategy helps them purchase a home without disrupting their long-term financial plan.

Key Benefits of Our Pledged Asset Loan Program

✅ Keep Investments Growing – Your clients can continue to earn potential returns on their investments while securing their mortgage.

✅ Avoid Capital Gains Taxes – By not selling investments, your clients won't trigger taxable events, helping them retain more of their wealth.

✅ Lower or No Down Payment Required – Pledged assets serve as collateral, reducing or even eliminating the need for a large cash down payment.

✅ More Buying Power – With investments intact, your clients maintain financial flexibility for future opportunities or unexpected expenses.

✅ Flexible Repayment Options – We structure financing solutions that align with your clients' long-term goals.

Who Can Benefit from a Pledged Asset Loan?

• High-Net-Worth Individuals seeking to maintain their market positions while acquiring property.
• Buyers Maximizing Liquidity who prefer not to liquidate investments for a down payment.
• Parents Assisting Children by leveraging their assets without gifting cash.
• Investors who wish to avoid capital gains taxes by not selling appreciated assets.

Let’s Make Homeownership a Reality

If your clients are considering buying a home but are concerned about disrupting their investment portfolios, a Pledged Asset Loan may be the perfect solution. With tailored financing options, Joe & Marni Costa and The Park Place Collective Group offer a seamless way for your clients to achieve homeownership while keeping long-term financial goals intact.

📩 Contact Us Today!

Office: 619-990-7552 | Cell: 646-245-7856

🌐 Website:www.parkplacecollective.com

https://www.joeandmarnicosta.realtor/

Let us help your clients unlock the path to homeownership with confidence and financial flexibility. Reach out today to learn more!