Park Place Collective
(619) 990-7552

Asset Qualifier Mortgage Program

No Income Docs. No Employment Info. Just Assets.



Home Financing Without the Hassle

At The Park Place Collective Group, we understand that traditional mortgage guidelines don’t work for everyone. That’s why we’ve developed a powerful alternative: our Asset Qualifier Program.

Designed for high-net-worth individuals, retirees, self-employed borrowers, and business owners, this program allows you to qualify for a mortgage using your liquid assets only—no income documentation, no employment verification, and no debt-to-income (DTI) calculations required.

Who This Program is For

✅ Self-employed borrowers with inconsistent income
✅ Retirees with no current employment
✅ Business owners reinvesting in their companies
✅ High-net-worth individuals with complex tax returns
✅ Anyone whose financial strength isn't reflected in traditional documents

Program Highlights

  • 💰 Loan Amounts: Up to $4 million
  • 🏡 Occupancy Types: Primary Residence, Second Home, Investment
  • 📄 Documentation: No income or employment information required
  • 💳 Credit Score Minimum: 620
  • 🏢 Property Types: Includes Non-Warrantable Condos
  • 🔁 Loan Terms:
    • 5/6, 7/6, and 10/6 ARMs
    • 15, 30, and 40-Year Fixed (Interest-Only available on 30- and 40-year terms)
  • 🏘️ Financed Properties: Multiple properties allowed

Why Choose Asset Qualifier?

Most lenders rely on income-based formulas and employment verification—even for borrowers who don’t earn income in a traditional way. Park Place Collective's program flips the script, giving you access to real estate financing based on your liquid asset strength. No need for tax returns, W-2s, or pay stubs.

How It Works

  1. We review your liquid asset portfolio (checking, savings, retirement, brokerage accounts, etc.)
  2. You meet minimum reserve requirements based on loan size and occupancy
  3. We get you approved—fast, simple, and with zero income documentation

Let’s See If You Qualify

If you're ready for a smarter, more flexible path to home financing, we’re here to help.

📞 Call: 619-990-7552
📧 Email:info@parkplacecollective.com
📅 Schedule a Consultation:Book a Call Now

Joe & Marni Costa
The Park Place Collective Group
NMLS #2571108
Flexible. Creative. Tailored Lending Solutions.