Help Your Clients Secure Financing—Even Without Traditional Income Docs

Help Your Clients Secure Financing—Even Without Traditional Income Docs

A Smart, Market-Rate Solution for High-Asset, Non-Traditional Borrowers

As a real estate agent, financial planner, or CPA, you’ve likely encountered clients who are financially strong—but just don’t fit into the rigid box of traditional mortgage lending.

Maybe they’re self-employed with fluctuating income.

Maybe they’re recently retired with significant savings.

Maybe they’re high-net-worth individuals whose tax returns don’t reflect their financial reality.

Whatever the reason, these clients often hit a frustrating wall when it comes to qualifying for home financing—especially when lenders demand W-2s, pay stubs, and low debt-to-income ratios.

That’s where The Park Place Collective Group’s Asset Qualifying Program comes in.

What Is the Asset Qualifying Program?

Our program is an alternative financing solution that allows clients to qualify for a mortgage using liquid assets only. There’s no income documentation, no employment verification, and no DTI requirement.

That means your clients can qualify based on what they’ve saved—not how they earn.

Who This Program Helps

This is an ideal fit for:

• 🔹 Self-employed individuals
• 🔹 Retirees with significant nest eggs
• 🔹 Business owners reinvesting in their companies
• 🔹 Investors with strong liquid assets but limited income
• 🔹 Clients in between jobs or transitioning careers

If they have documented assets, we can likely help them secure financing.

Program Highlights

• ✅ Loan amounts up to $4 million
• ✅ No income documentation or employment info required
• ✅ Credit scores down to 620
• ✅ All occupancy types allowed: Primary, Second Home, Investment
• ✅ Non-Warrantable Condos may be considered
• ✅ Multiple financed properties permitted
• ✅ Interest-Only options with 30- or 40-year terms
• ✅ Available loan types: 5/6, 7/6, 10/6 ARM, 15, 30, and 40-Year Fixed (IO available only on 40-year)

And Yes—They Can Still Get a Great Rate

This isn’t hard money or a last-resort loan. We offer competitive, market-based rates, giving your clients the flexibility they need without sacrificing affordability.

How You Can Add Value for Your Clients

By introducing this program to clients who don’t qualify traditionally, you:

✔ Help unlock new real estate opportunities

✔ Support tax and retirement strategies without disrupting them

✔ Strengthen your role as a trusted advisor and connector

✔ Partner with a lender that understands complexity—and simplifies it

Let’s Partner to Help Your Clients Qualify with Confidence

Have a client in mind? Let’s discuss how we can help them secure the financing they need—on their terms.

📞 Call us at 619-990-7552

📧 Email: info@parkplacecollective.com

🗓️ Schedule a consultation today.

Joe & Marni Costa

The Park Place Collective Group

NMLS: 2571108

Creative. Flexible. Tailored Lending Solutions.