Qualify for a Home Loan Without Income Documents or Employment Info? Yes, You Can.

Qualify for a Home Loan Without Income Documents or Employment Info? Yes, You Can.

How the Park Place Collective’s Asset Qualifying Program Helps Borrowers Who Don’t Fit the Traditional Mold

If you're financially secure but don’t have traditional income—or your employment history is unconventional—you might feel stuck when it comes to qualifying for a mortgage. At The Park Place Collective Group, we get it. That’s why we created a lending solution that focuses on what you have, not how you earn.

Introducing our Asset Qualifying Program — designed specifically for individuals who have strong liquid assets but don’t check all the boxes in a traditional mortgage application.

Who Is This Program For?

• Self-employed borrowers with fluctuating income
• Retirees with significant savings but no employment
• Business owners reinvesting earnings into growth
• High-net-worth individuals with liquid assets but complex tax returns
• Anyone tired of jumping through hoops for income verification

What Makes This Program Different?

Most alternative lending programs still require some form of income documentation or use asset depletion formulas to calculate “implied” income. Ours doesn’t.

With this program:

✅ No employment information is required

✅ No debt-to-income (DTI) calculation

✅ No income documentation at all

We qualify you based solely on your accumulated liquid assets.

Program Highlights

• Loan amounts up to $4 million
• Interest-only options available (30- or 40-year terms)
• Credit scores starting at 620
• All property types welcome: Primary residence, Second home, Investment
• ARMs and Fixed options: 5/6, 7/6, 10/6 ARM, 15, 30, and 40-year FRM (40-year term is interest-only only)
• Multiple financed properties allowed
• Non-Warrantable Condos considered

This program gives you the freedom to leverage your assets—not your pay stubs—to access financing and make your next big move.

Ready to Qualify on Your Terms?

Let’s talk about how we can help you turn your financial strength into homeownership.

📞 Call us at 619-990-7552

📧 Email: info@parkplacecollective.com

🗓️ Or schedule a personalized consultation

Joe & Marni Costa

The Park Place Collective Group

NMLS: 2571108

Flexible. Creative. Tailored Lending Solutions